Banking + Management · Built for HOAs

The only platform that's your bank and your HOA software.

Stop duct-taping your bank account to your HOA software. MyBoardPay is the first platform that combines FDIC-insured banking, dues collection, board approvals, and financial reporting — all in one place, free forever.

$0

Monthly fee

1 day

To get approved

100%

Board visibility

Everything your HOA needs. Nothing it doesn't.

Banking and management tools purpose-built for community associations — not repurposed small business software.

HOA Banking

A real bank account built for community associations. Separate operating, reserve, and special assessment accounts — all in one place.

Dues Collection

Homeowners pay online in seconds. ACH, card, or bank transfer. Payments post automatically — no manual reconciliation.

Board Access Controls

Every board member gets their own login with the right permissions. Treasurer, president, property manager — all roles covered.

Payment Approvals

Require board approval before any payment goes out. Multi-signature workflows built in — no more one person controlling the checkbook.

Financial Reporting

Real-time balance, income statements, and reserve fund tracking. Everything your CPA and board need, always up to date.

Vendor Payments

Pay landscapers, plumbers, and management companies directly from the platform. ACH and bill pay built in.

Alerts & Audit Trail

Every transaction, approval, and card swipe is logged and searchable forever. Full transparency for every board member.

Instant Setup

Approved in as little as one business day. No branch visits, no paper forms, no waiting weeks for a business account.

Why not just use a bank or HOA software?

Because you need both — and MyBoardPay is the only platform that does both.

Feature
MyBoardPay
Traditional Bank
or HOA Software
HOA-specific accounts
Online dues collection
Software only
Board payment approvals
Software only
FDIC-insured banking
Bank only
Reserve fund tracking
Software only
Board debit cards
Bank only
Vendor bill pay
Software only
Free forever

Free forever for your HOA.

We make money when your board uses their debit cards. You pay nothing.

Everything included

$0/month

No monthly fees. No minimum balance. No setup costs. No per-unit fees. No premium tiers.

FDIC-insured bank account
Separate reserve fund account
Online dues collection
Board payment approvals
Unlimited board member logins
Board debit cards
Vendor bill pay
Financial reporting
Full audit trail
Get Started Free

How we make money

Interchange fees

When your board uses their MyBoardPay debit card, we earn a small % from the merchant — just like every bank does. You never see this fee.

Interest income

We earn interest on deposits held in reserve — the same way every bank does. Your money stays FDIC insured.

Average HOA saves vs. typical business banking + HOA software

$2,400/yr

Based on $99/mo software + $100/mo banking fees

Ready to modernize your HOA?

We're onboarding communities now. We'll reach out within 48 hours.